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Buy Now, Pay Later Financing

 

Top Dawg Electronics is excited to offer a financing partner, Klarna. They are able to provide our customers with flexible payment options at checkout, so you can buy what you want, when you want. Choose your product and have it shipped today and spread the cost of your purchase over time with convenient, stress​-free payment options.​ It is easy and safe to use; you’re always covered by ​Klarna’s Buyer Protection.  

There are 2 options from Klarna, so you can choose which option works best for you and we will ship out your Top Dawg Electronics camera system immediately.

  • The 1st option is the SLICE IT Financing option. This option requires a credit check and if approved, you will be able to pay for your product over time (you can choose the time period during the checkout process). With this option, KLARNA will require pretty good credit history and you will pay interest (amount of interest is determined by the length you choose to pay back and your credit history and is determined solely by Klarna). To Select this option, add product to your cart, enter shipping and billing information and select shipping method and then select continue. Then on the final summary screen, choose "PAY OVER TIME WITH KLARNA" as the payment option and then choose COMPLETE ORDER. Then you will see option available that KLARNA offers and you should choose 12 months or other option available (do not choose 4 interest-free installments).
  • The 2nd option is very popular because this options does not require a credit check or credit history of any type, plus there are no fees or interest! With this option, you will pay for the product over 4 payments: 25% upfront, 25% in 2 weeks, 25% in 4 weeks and 25% in 6 weeks. Once approved, we will ship out your product immediately and you will be able to pay over a 6 week period. KLARNA does not charge any fees or financing! What is required is a valid credit card, that is all! To Select this option, add product to your cart, enter shipping and billing information and shipping method. Then on the final summary screen, choose "PAY OVER TIME WITH KLARNA" as the payment option and then choose COMPLETE ORDER. Then you will options in KLARNA and choose 4 interest-free installments. Also, if you tried to selection option 1 above and you were not approved, you can start the process over (choose PAY OVER TIME WITH KLARNA and COMPLETE ORDER), but this time, choose the 4 interest free-installments.

Below is more information about the various options KLARNA offers. Also, you can call Top Dawg Electronics at 833-379-6755 if you want to ask some basic questions about KLARNA or you can always call KLARNA as well at 1-844-KLARNA1 (552-1621).

1st Option: SLICE IT Financing:

FLEXIBLE CONSUMER FINANCING

Add your favorite items to cart and select "Klarna" at checkout

Enter basic information and know instantly if you're approved

Klarna will send you an email confirmation and payment reminders

Complete all future Klarna purchases with just a single click

Planned Payments Deferred Interest
Take advantage of promotional APRs* with planned monthly payments. You'll always know exactly how much is due each month, and how much you'll pay in total. [6-36] month terms available. No interesr if paid in full** Pay 0% interest on your purchase if the full amounts is paid in [6] months. Minimum monthly payments required and subject to change.

Payments on Klarna.com

Review your latest purchases and settle your payments by logging into your Klarna account at https://app.klarna.com/login. You can chat with Klarna customer service 24/7 in the Klarna App

Safe and Secure

Klarna uses modern safeguards and security to protect your information and prevent unauthorized purchases. You have zero fraud liability with Klarna’s Buyer Protection policy. 

PAY IN 4 Option:

PAY IN 4 INTEREST-FREE INSTALLMENTS

With Pay Later, No credit check, No interest and No upfront fees. Split your purchase into four equal payments, automatically charged every two weeks after it’s been shipped. No added interest or fees when you pay on time. Settle your payment with Klarna directly at https://app.klarna.com/login 

 

1st payment
Time of shipment

2nd payment
2 weeks after shipment

3rd payment
4 weeks after shipment

Final payment
6 Weeks after shipment

 Frequently Asked Questions

What is Klarna?

Klarna is a global payment solutions provider that works with retailers to provide customers the smoothest online shopping experience. Klarna is in over 100,000 online stores and has more than 60 million users globally. 

What is Pay In 4 from Klarna?

Buy what you love today and spread the cost over time with 4 equal installments. You will pay 25% immediately upon purchase and then pay 25% every 2 weeks. Your card will be charged automatically, there are no interest or fees, no hassle. Your order will ship immediately upon order. Learn More, click HERE

Manage your account at https://app.klarna.com/login

How do I pay in 4 equal installments?

Select 4 interest-free payments to split your purchase into 4 equal installments, charged automatically every two weeks beginning at the time your order is shipped. No invoice or instructions sent - you can simply sit back, relax, and enjoy your purchase. View complete terms

How do automatic payments work?

4 equal payments are collected bi-weekly from the debit or credit card you provide at the time of purchase. All scheduled payments are communicated to you by email and you can review your purchases by logging in at https://app.klarna.com/login  

Will this affect my credit score?

Pay in 4 will not affect your credit score. 

Slice it applications will take credit score and credit history into consideration when determining if the application is approved. 

How can I reach Klarna?

You can reach Klarna anytime at https://www.klarna.com/us/customer-service/ 

Don’t see your question here? Check out Klarna’s full FAQ page.

*Promotional offer for qualifying orders. Klarna Credit accounts are subject to a potential $2 monthly minimum interest charge, credit approval and terms. Accounts are issued by WebBank, member FDIC. 
**Interest will be charged to your account from transaction posting date at 19.99% APR if the purchase balance is not paid in full by the end of the *[ 6 | 12 ] month promo period. Minimum payments required. Additional payments may be required to pay off balance before promotion expires. Klarna Credit accounts are subject to a potential $2 monthly minimum interest charge, credit approval and terms. Klarna Credit accounts are issued by WebBank, member FDIC. 

About Klarna

Klarna is one of Europe's & USA's fastest growing companies and a leading alternative payment provider. Klarna’s vision is to make all payments ‘smooth’, adding value for shoppers and retailers with unique payment options and superior customer experience. 

Klarna has 2,000 employees across 14 markets, and is leading the way for alternative payments by serving 60 million consumers and 100,000 merchants smooth payment solutions. 

www.klarna.com/us/what-is-klarna/